Huntington Bank Perks Checking $400 Bonus: 24-Hour Grace & Direct Deposit

Huntington Perks Checking $400 Promotion

Huntington Bank is renowned for customer-friendly features like their signature 24-Hour Grace® overdraft protection. Their promotional bonuses are amongst the most generous in the regional banking sector, often paying $400 for modest direct deposit activity.

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Offer Specifications

• Bonus Payout: $400 direct cash.
• Account Type: Huntington Perks Checking.
• Requirement: Receive cumulative direct deposits of at least $1,000 within 90 days of opening.
• State Footprint: Typically available to residents of CO, IL, IN, KY, MI, MN, OH, PA, SD, WV, and WI.

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Why People Love Huntington

1. 24-Hour Grace: Overdraft your account? You have until midnight the next business day to bring your balance positive and avoid fees.
2. Early Pay: Direct deposits can arrive up to 2 days ahead of schedule.
3. Standby Cash: Access a line of credit based on monthly deposit history with zero interest or fees when set on autopay.

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How to Avoid the $10 Monthly Fee

The $10 monthly maintenance fee is easily waived with:

• $1,000 in total monthly deposits, OR
• Maintaining $5,000 in total relationship balances across Huntington accounts.

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Other Midwestern & Regional Offers

• Living in the Midwest? Pair Huntington with the Fifth Third Momentum Checking $300 Bonus .
• Check out the BMO Relationship Checking $300 to $500 Bonus .
• Master your documentation with Bank Bonus Tracking Spreadsheet System .