Citizens Bank Checking $300 to $400 Promotion: Direct Deposit Walkthrough

Citizens Bank Checking Bonus Overview

Citizens Bank operates across the Northeast and Mid-Atlantic states, offering regular promotions ranging from $300 to $400 for opening a new checking account and completing a single qualifying direct deposit.

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Promotional Tiers

• $300 Checking Bonus: Open an eligible checking account and receive a single direct deposit of $500 or more within 60 days.
• $100 Companion Savings Bonus: Open a companion savings account on the same day, deposit $500, and maintain the balance for 60 days.
• Total Possible Reward: $400 Cash.

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Accounts That Qualify

1. Citizens One Deposit Checking:
   • Monthly Fee: $9.99.
   • Fee Waiver: Make just one single deposit of any amount each monthly statement period (even a $1 recurring transfer)!
2. Citizens EverValue Checking:
   • Flat $5 monthly fee (not waivable, so One Deposit is preferred for churners).

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Key Requirements to Keep in Mind

• Open to residents in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
• Must not have been an owner on a Citizens personal checking account in the prior 6 months.
• Bonus pays out by the end of the fourth month after account opening.

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Related East Coast Offers

• Combine with TD Bank Beyond Checking $300 Bonus Guide .
• Check regional availability for M&T Bank Tailored Checking $200 Bonus .
• Never pay unexpected fees again: study How to Avoid Monthly Bank Maintenance Fees .