Citizens Bank Checking Bonus Overview
Citizens Bank operates across the Northeast and Mid-Atlantic states, offering regular promotions ranging from $300 to $400 for opening a new checking account and completing a single qualifying direct deposit.
Promotional Tiers
- $300 Checking Bonus: Open an eligible checking account and receive a single direct deposit of $500 or more within 60 days.
- $100 Companion Savings Bonus: Open a companion savings account on the same day, deposit $500, and maintain the balance for 60 days.
- Total Possible Reward: $400 Cash.
Accounts That Qualify
- Citizens One Deposit Checking:
- Monthly Fee: $9.99.
- Fee Waiver: Make just one single deposit of any amount each monthly statement period (even a $1 recurring transfer)!
- Citizens EverValue Checking:
- Flat $5 monthly fee (not waivable, so One Deposit is preferred for churners).
Key Requirements to Keep in Mind
- Open to residents in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
- Must not have been an owner on a Citizens personal checking account in the prior 6 months.
- Bonus pays out by the end of the fourth month after account opening.
Related East Coast Offers
- Combine with TD Bank Beyond Checking $300 Bonus Guide .
- Check regional availability for M&T Bank Tailored Checking $200 Bonus .
- Never pay unexpected fees again: study How to Avoid Monthly Bank Maintenance Fees .
