Upgrade Rewards Checking Plus $200 Bonus: Unlimited Cash Back & Perks

Upgrade Rewards Checking Plus $200 Welcome Promotion

Upgrade combines everyday banking with rewards features typically found only on credit cards. Through their Rewards Checking Plus promotion, new customers can pick up a $200 cash reward while unlocking up to 2% cash back on everyday debit spending.

---

How the $200 Bonus Works

• Requirement: Complete at least 3 direct deposits of $1,000 or more into your Upgrade Rewards Checking Plus account within the first 60 days.
• Debit Requirement: Some promotional variants also require completing 3 debit transactions.
• Payout: Deposited directly into your Upgrade account within 60 days of meeting criteria.

---

Everyday Card Rewards

Unlike standard debit cards that offer 0% return, Upgrade gives you:

• 2% Cash Back on everyday expenses: Convenience stores, gas stations, restaurants, cell phone bills, and streaming utilities.
• 1% Cash Back on all other purchases.
• No Monthly Account Fees.

---

Churner Strategy

Because Upgrade provides high cashback rates on routine debit spending, it serves as an excellent intermediate account for paying bills that charge credit card surcharges!

---

Related Promotions

• Compare with Fifth Third Momentum Checking $300 Bonus .
• Looking for traditional national branches? See Chase Total Checking $300 Bonus Guide .
• Maximize deposit efficiency using our Bank Bonus Direct Deposit Master Guide .