Upgrade Rewards Checking Plus $200 Welcome Promotion
Upgrade combines everyday banking with rewards features typically found only on credit cards. Through their Rewards Checking Plus promotion, new customers can pick up a $200 cash reward while unlocking up to 2% cash back on everyday debit spending.
How the $200 Bonus Works
- Requirement: Complete at least 3 direct deposits of $1,000 or more into your Upgrade Rewards Checking Plus account within the first 60 days.
- Debit Requirement: Some promotional variants also require completing 3 debit transactions.
- Payout: Deposited directly into your Upgrade account within 60 days of meeting criteria.
Everyday Card Rewards
Unlike standard debit cards that offer 0% return, Upgrade gives you:
- 2% Cash Back on everyday expenses: Convenience stores, gas stations, restaurants, cell phone bills, and streaming utilities.
- 1% Cash Back on all other purchases.
- No Monthly Account Fees.
Churner Strategy
Because Upgrade provides high cashback rates on routine debit spending, it serves as an excellent intermediate account for paying bills that charge credit card surcharges!
Related Promotions
- Compare with Fifth Third Momentum Checking $300 Bonus .
- Looking for traditional national branches? See Chase Total Checking $300 Bonus Guide .
- Maximize deposit efficiency using our Bank Bonus Direct Deposit Master Guide .
