BMO Checking Promotions: Big Midwest Payouts
BMO (formerly BMO Harris) is one of North America's largest banking institutions and frequently competes aggressively with national lenders like Chase and Wells Fargo by offering $300 to $500 cash signup bonuses on personal checking products.
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Available Bonus Options
- BMO Smart Advantage Checking:
- Bonus: $300 cash.
- Requirement: Receive $4,000 in qualifying direct deposits within the first 90 days.
- Fee: $0 with paperless e-statements!
- BMO Premier Checking:
- Bonus: $500 cash.
- Requirement: Receive $7,500 in qualifying direct deposits within the first 90 days.
- Fee: $25 monthly (waived with $10,000 daily balance).
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Essential Rules & Payout Timing
- Eligibility: You must not have had a BMO personal checking account within the past 12 months.
- Evaluation Period: Qualifying deposits must settle within 90 days of opening.
- Payout: Deposited approximately 100 days after account opening.
- Early Account Closure: Keep the account open for at least 120 days to avoid a $50 early closing fee.
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Comparing Regional Checking Accounts
- Compare with PNC Bank Virtual Wallet $100 to $400 Bonus .
- Explore Huntington Bank Perks Checking $400 Offer .
- Need help meeting the $4,000 direct deposit requirement? Consult our Bank Bonus Direct Deposit Master Guide .
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