Chase Business Complete Banking Promotion
Business bank bonuses are often significantly larger and have simpler qualification rules than consumer promotions. With Chase Business Complete Banking®, you can unlock $300, $400, or even $750 in cash without needing complex corporate filings.
The Sole Proprietor Advantage
Many people assume business bank accounts are reserved for established companies with dozens of employees. In reality, any legitimate commercial activity qualifies you as a Sole Proprietor using your Social Security Number (SSN):
- Freelance writing, design, or coding.
- Driving rideshare or delivering food (Uber, Lyft, DoorDash).
- Selling items on eBay, Etsy, or Facebook Marketplace.
- Consulting or tutoring.
Core Requirements for the $300 / $400 Bonus
- Open Account with Coupon: Enroll with the business promotional coupon code.
- Deposit New Money: Deposit $2,000 in new-to-Chase funds within 30 days of opening.
- Maintain Balance: Maintain that $2,000 balance for 60 consecutive days from the date of deposit.
- Qualifying Transactions: Complete at least 5 qualifying transactions within 90 days (e.g., debit card purchases, QuickAccept deposits, ACH transfers, wire transfers).
Avoiding the $15 Monthly Fee
The $15 fee is waived if you fulfill any one of these criteria:
- Maintain a minimum daily balance of $2,000.
- Spend at least $2,000 on your Chase Ink Business card.
- Process $2,000 in qualifying transactions via Chase QuickAccept.
- Link an eligible Chase private client checking account.
Strategic Next Steps
- Pair your business checking with personal checking: Chase Total Checking $300 Bonus Guide .
- Understand the tax reporting differences: Bank Bonus Taxes 1099-INT vs 1099-MISC Guide .
- Build a structured rotation using our Ultimate Bank Bonus Churning Playbook .
