Fifth Third Momentum Checking $300 Deal
Fifth Third Bank's Momentum Checking account is built with no monthly service charges and no minimum balance requirements. When paired with their $300 promotional cash reward, it ranks as one of the lowest-stress bonuses to fulfill.
Promotion Breakdown
- Reward: $300 deposited within 10 business days of meeting requirements.
- Requirement: Make direct deposits totaling $500 or more within 90 days of account opening.
- Monthly Maintenance Fee: $0 (Free checking for everyone).
- Eligibility: Open to new checking customers in OH, IN, KY, MI, NC, FL, TN, WV, GA, SC, and IL.
Why Momentum Checking Stands Out
Many banks slap you with $12 to $25 monthly fees that you must constantly remember to dodge. Fifth Third eliminates that friction entirely:
- No Monthly Maintenance Fees.
- No Minimum Balance Penalties.
- Early Pay Enabled.
- Extra Time®: Extra time to make deposits and reverse overdraft fees.
Step-by-Step Churning Instructions
- Obtain your unique online promotional code.
- Complete the online application or present code in-branch.
- Initiate a single $500 direct deposit from your payroll or employer.
- Watch for your $300 bonus payout within 10 business days after the deposit clears.
- Keep the account open for at least 90 days to avoid account closure complications.
Next Recommendations
- Explore another zero-fee option: Capital One 360 Checking $250 Bonus .
- Need an emergency fund account? See our review of Ally Bank Savings Buckets & High APY .
- Understand deposit verification rules in our ChexSystems & Early Warning Services Guide .
